HOWARD S. GARTENHAUS

When it comes to your assets and investments, the company that represents you and your financial interests is only as good as the professionals behind it.

For almost 20 years, Howard Gartenhaus and his devoted team of financial professionals have worked with both individuals and businesses to help achieve financial results. We listen to your needs and design a plan to help achieve your goals. We then work with you—advising, planning, and managing your money based on our experience, knowledge, and expertise.

When making a decision about working with a financial planner and advisor, consider the credentials and staying power of the professionals you select:

Have they been around long enough to have seen decades of cycles in the market?
Have they been directly involved in the market and with investments for those cycles?
Are they successful as a financial planning and advisory firm on their own?

Gartenhaus Financial’s team credentials include Certified Financial Planner (CFP) and Certified Fund Specialist (CFS). Howard Gartenhaus is a member of the Financial Planning Association (FPA) of the Greater Washington, D.C. area.

Howard S. Gartenhaus - Certified Fund Specialist (CFS), President and Wealth Manager

Financial planning is a partnership built on trust and integrity. As an independent financial planner and investment advisor, Howard Gartenhaus works with high net worth individuals, families and business owners to help them understand the importance of developing a strategic, long-term plan.

He takes a very personal approach to the planning process by listening carefully to his clients’ concerns and recognizing their values and their vision for the future. The results are the long-standing, close relationships he has with them.

Howard’s philosophy is simple – every person, family and situation is unique and requires customized and highly personalized solutions. Whether it is insurance planning, wealth accumulation and preservation, a secure retirement or leaving a legacy, he makes sure each piece fits together to meet your stated objectives.

Howard brings almost 40 years experience to the planning process, having started his career on Wall Street in 1974. He is a Certified Fund Specialist and President of Gartenhaus Financial. Often quoted in the press, he has appeared in The Washington Post, The Wall Street Journal Online, Financial News Network and Better Homes and Gardens Family Money Magazine. Howard also was a monthly columnist for MC Insight Magazine for over three years. He graduated with honors with a B.S. degree in Business from American University. In July 2005 Howard was admitted to the Paladin Registry and holds a five star rating.

Howard and his wife Lynne are active in fostering and adopting dogs rescued from animal shelters. They enjoy cooking together and love to travel.

Other Advisors

The professionals at Gartenhaus Financial have access to a host of other advisors that aid our clients in succeeding with their financial planning goals. It is our belief that having a network of highly qualified professionals is key to fully serving our clients' needs.

While it is helpful to have one primary advisor, the professionals at Gartenhaus possesses relationships with other experts. Much like a primary care physician, we play an important role in suggesting appropriate times to engage the expertise of more specialized professionals. Your planning team may include an estate planning attorney, a tax accountant, an insurance professional, a mortgage company, and/or a pension administrator, just to name a few.

Additionally, the professionals at Gartenhaus offer a wide spectrum of money management alternatives. Working with our clients, we formulate a mix designed to meet specific goals, risk tolerances and expense sensitivities. Thanks to the professional relationships we have built with some of the industry's top institutional specialists, we can maintain the personalized service we pride ourselves on while utilizing the resources of a much larger firm.

Through our strategic alliances, our clients have access to over 50 institutional money managers who purchase individual securities on behalf of our clients. Approached on your own, many of these managers would typically require $5 million or more to establish an individually managed account. Through the advisors at Gartenhaus Financial, you have access to these managers for an investment of as little as $50,000. Clients also have the option to customize portfolios by instructing the manager to avoid certain companies or industry groups.

As of 1/1/2010, the advisors at Gartenhaus Financial Corporation advise approximately 350 clients and have approximately $130 million in assets under management.